Repayment Calculator
See what your monthly mortgage payments could look like based on different loan amounts, interest rates, and terms.
Important
This calculator provides an estimate only. Your actual monthly payments will depend on the specific mortgage product, fees, and your individual circumstances. Interest rates change regularly — for current rates and accurate quotes, please speak to a mortgage adviser.
Common Questions
What interest rate should I use?
Interest rates vary depending on your deposit size, credit history, and the type of mortgage. As a rough guide, rates typically range from around 4% to 6% at the time of writing. For current rates, it's best to speak to an adviser.
Does this include fees?
No, this calculation shows the mortgage repayment only. There may be additional costs such as arrangement fees, valuation fees, and legal fees. Some fees can be added to the mortgage, which would increase your monthly payments.
What's the difference between fixed and variable rates?
A fixed rate stays the same for a set period (typically 2-5 years), giving you certainty over your payments. A variable rate can go up or down, meaning your payments could change. This calculator assumes a constant rate throughout the term.
We value your privacy
We use cookies to enhance your browsing experience, serve personalised content, and analyse our traffic. By clicking "Accept All", you consent to our use of cookies. You can manage your preferences or learn more in our Cookie Policy and Privacy Policy.