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Mortgage and Protection Experts.

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FEE FREE MORTGAGE ADVISOR

Mortgage and Protection Experts.

Get Started Now
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OUR MISSION

Lynton Mortgages is passionately committed to providing personalised mortgage solutions that best suit the needs of our customers.

Our mission is not just about offering the right mortgage, but safeguarding our customer’s lifestyle by protecting their mortgage. We take pride in our customer-centric approach, where we take the time to understand each client’s needs intimately.

Our goal is to develop enduring relationships that stand the test of time.

Moreover, our sense of responsibility extends beyond business. As lifelong residents of ​Alsager, we aim to actively contribute and create a positive impact in our local community. In all our endeavors, the welfare of the people of Alsager remains a drive close to our hearts.

We, at Lynton Mortgages, are not just your mortgage brokers, we are your trusted partners in securing not just your mortgage, but your future. 

Make your dream home a reality.

At Lynton Mortgages, our aim is to provide you with the right information, genuine advice, and support necessary to navigate through your mortgage application and realise your dream of homeownership.

We specialise in assisting first-time buyers, offering valuable insights into the home-buying journey and ensuring you secure the most appropriate deal available. We understand that purchasing a home is a significant long-term investment, potentially the largest one you’ll ever make. Yet, many individuals feel overwhelmed by the complexities of entering the property market.

Avoiding missteps in the home-buying process is crucial, as errors can lead to costly consequences, Lynton mortgages will help you at every step, fee free.

Online Mortgage Consultation

We can be your Mortgage Broker wherever you are in England. We offer an online consultation service, so you can receive mortgage advice from the comfort of your own home. We are based in Alsager, Cheshire, so we can also offer home visit appointments throughout Cheshire & Staffordshire. You choose what suits you best, and we will provide the Mortgage expertise and advice. Our focus is you, so we will be flexible in our approach to Mortgage Appointments to fit around your busy life.

After your consultation, we remain committed to supporting you throughout your mortgage journey. We’re here to answer any further questions you might have and assist you in taking the next steps.

Who are Lynton Mortgages?

Lynton Mortgages are a Mortgage Broker company based in Cheshire. We provide tailored mortgage advice to suit your individual needs. Our friendly advisers will guide you through the entire mortgage process and help you get the right deal to suit your circumstances. We can help with you understand the cost’s of moving home and support you along the way in your journey to buy a new home or Remortgage your existing home. Our principle Mortgage Adviser, Rob has over 20 years experience in supporting people to find the right Mortgage for their needs, as well as many years working with Estate Agents to understand the buying and selling process.

Protection and Insurance

We can provide you with a range of insurance and protection products, so you can have peace of mind that you and your family are protected. Our advisers can help you find the right policy to suit your needs.

After fully assessing your needs, existing policies and employer sick pay, we will advice you on what the right protection and insurance is for your personal circumstances. Lynton Mortgages offer this service as part of your mortgage advice or as a standalone protection advice service.

Remortgage

If you’re looking to remortgage your property, we can help you find the best deal. Our advisers will guide you through the process and help you find the right Mortgage for your needs. Our Mortgage advice is detailed and we will look at not only your mortgage deal , but also review your budget , mortgage term and your exisiting protection and insurance in order to check if your mortgage package matches your current circumstances and future financial plans.

Buy to Let

If you’re a landlord looking to expand your property portfolio, we can help you find the best buy-to-let mortgage deal. Our advisers will guide you through the process and help you maximize your profits.

Passing on our expertise.

With extensive experience in the property industry, we recognised the importance of sharing our understanding of mortgage processes with those who could benefit the most.

Whether you’re a first-time buyer or transitioning to a new home, we’re committed to assisting you every step of the way.

Rob and the team look forward to meeting you, to kickstart your path to homeownership effortlessly.

Get personalised Fee- Free mortgage advice from experts

Welcome to Lynton Mortgages, your friendly mortgage broker based in Alsager Cheshire. Our goal is to provide a customer-centric experience that stands out from other brokers. We offer advice face to face or online, and we specialise in finding you the right mortgage for your needs. We offer mortgages for first-time buyers, home movers, remortgage, and buy-to-let. We can also offer protection and insurances. Lynton Mortgages do not charge a broker fee for standard residential mortgages.

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Why use Lynton Mortgages?

Welcome to Lynton Mortgages, based in Alsager, Cheshire. Where our focus is you.

Lynton Mortgages don’t just offer mortgage advice, we provide an approachable, friendly and customer-centric experience that seeks to forge long-lasting relationships.

Although new to the scene as a company, we’re not novices when it comes to understanding mortgages. Our principal adviser, bolstered with a wealth of over 20 years of hands-on experience working intimately with brokers, estate agents and mortgage lenders, is ready to guide you through your journey.

Lynton Mortgages is not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at Lynton Mortgages will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Customer Reviews

⭐⭐⭐⭐⭐ 5 rating of 19 reviews

Lee Underwood

We have recently used the services of Lynton Mortgages regarding re-mortgaging.

The advice and service was first class! Rob was very friendly and personable and gave us a range of options, some of which we hadn’t considered.
Throughout, we genuinely felt that he had our best interests at heart – which was refreshing and reassuring.

Would recommend unreservedly.

T J

We used Lynton Mortgages to Remortgage. It was our first Remortgage and felt like a minefield as we bought a new house with help to buy. Rob guided us through the process, offering really in depth advice about our future financial plans. He dealt with the legal side and also advised us our insurances. Really pleased with Lynton Mortgages and delighted that we were not charged a fee. Would recommend to all.

Michael Revill

Rob was recommended to us as a proven mortgage advisor and helped us get a great deal.

As first time buyers Rob took the time to thoroughly explain every aspect of the process, ensuring we felt confident and informed throughout.

I would highly recommend Rob to anyone seeking expert mortgage advice.

Stacey Machin

Rob at Lynton Mortgages can not do enough to help support you though one of the biggest and stressful decisions of your life.

Recommended by a friend he helped with the process from start to finish explaining everything as we went.
For me it was my first time, I didn’t know what to expect and nothing was too much trouble for Rob.

If anyone is ever unsure of where to start with Mortgage advice I would recommend you start here.

Melanie Hurst

Rob is very experienced and capable advisor. He took the time to listen to my needs and reviewed the market to find the best deal to suit my requirements, explaining the options to me thoroughly. He project managed the whole process to provide smooth interactions between the lender, solicitors and myself and kept me up to date throughout so I felt reassured of the process, my obligations and the timings involved. Would highly recommend to anyone who needs support and understanding when considering a new mortgage or looking to re-mortgage as Rob really takes the stress out of the process for you.

Bruce Dennison

Rob advised myself and my wife through our first mortgage in our new property. Everything went through very satisfactorily and professional. I would definitely recommend Rob & Lynton mortgages for any mortgage help and advice in the future.

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Frequently asked questions

Common questions about Lynton Mortgages and its services.

A mortgage broker acts as an intermediary between you and potential lenders. Our role is to work on your behalf with to find mortgage lenders with competitive interest rates that fit your needs. We help you navigate through the process, offer advice, and handle the paperwork, making the process of obtaining a mortgage simpler and more efficient.
Yes, it’s possible. While a poor credit history can limit your options, we have experience in finding solutions for clients with various credit backgrounds. We’ll assess your situation and work to find a lender who can accommodate your circumstances.
Each broker can charge a fee that they feel is right for the work they do. According to Money Advice Service, the typical broker fee is around £500. Some brokers may charge more than this and some may charge differing fees depending on the type and complexity of the mortgage. Lynton Mortgages have chosen to not any fees for standard residential mortgages and only receive a commission from the lender.
Yes, being self-employed doesn’t disqualify you from getting a mortgage. We can help you prepare your application to showcase your income and affordability effectively to lenders.
Most mortgages allow early repayment, but this may come with fees or penalties. We can guide you on the best approach to early repayment, considering any potential costs.
When taking out a mortgage, it’s advisable to consider insurance to protect your home and your ability to pay the mortgage. This includes home insurance , as well as income protection critical illness insurance & life insurance. The aim of these insurance is to support you and your family in case of unforeseen circumstances. We can guide you through the different types of insurance to find a policy that suits your needs. We offer an advice and recommendation service for Insurances.
Generally, you’ll need to provide proof of income (such as payslips or tax returns), bank statements, identification documents, and details of your expenses and debts. We will provide you with a detailed checklist tailored to your specific situation to ensure a smooth application process.
The deposit amount varies depending on the lender and the type of mortgage. Typically, you’ll need at least 5-10% of the property’s value. However, the more you can provide, the better the mortgage terms you’re likely to receive.
The timeline can vary depending on the complexity of your situation and the lender’s processes. On average, it can take a few weeks to several months. We keep you informed at every step and work efficiently to expedite the process. We can help you with surveys and conveyancing if you require.
A fixed-rate mortgage keeps your interest rate the same for a set period, making budgeting easier as your payments won’t change. A variable-rate mortgage means the interest rate can change, potentially offering savings if rates fall but also posing the risk of higher payments if rates rise.
Your credit score is a key factor in determining your mortgage eligibility and the interest rates you receive. A higher score may generally means more favourable rates and terms. We can review your credit history and advise on how to improve your score before applying. If you want to check your credit report before applying for a mortgage, you can get your report via the credit check section of our website.
While not mandatory, income protection insurance can be beneficial. It provides financial support if you’re unable to work due to illness or injury, helping you to still meet your mortgage payments and your other financial commitments. We’ll help you assess whether this type of insurance is right for your situation.
 
Have questions about your financial future or need personalized advice? We’re here to help

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Your property may be repossessed if you do not keep up with your mortgage repayments.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country that may have access to it.

Lynton Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No: 2412345.

Approved by The Openwork Partnership on DD/MM/YYYY.

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