How Do Short-Term Payment Plans Like Klarna and PayPal Pay in 3 Impact Your Mortgage Application?
Over the past few years, short-term payment plans like Klarna, PayPal Pay in 3, and other “buy now, pay later” schemes have become incredibly popular. They’re a quick and easy way to spread the cost of purchases, whether it’s gig tickets or everyday items. But when it comes to applying for a mortgage, these plans […]
Mortgage Valuations Explained: What First-Time Buyers Need to Know.
When you’re buying your first home, one of the critical steps in the mortgage process is the property valuation. This valuation helps the lender confirm the property’s value and suitability for lending, ensuring that the property meets the lender’s requirements. Different lenders require different types of valuations, each providing a unique level of detail and […]