How much stamp duty will I pay?

Stamp duty depends on property price and buyer status. First-time buyers pay 0% up to £425,000 (until March 2025). Use our calculator for an accurate estimate.

Do first-time buyers pay stamp duty?

First-time buyers pay no stamp duty on properties up to £425,000, and reduced rates up to £625,000 (rates valid until March 2025).

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Stamp Duty Calculator

Calculate how much Stamp Duty Land Tax (SDLT) you may need to pay when buying a property in England. Different rates apply for first-time buyers and additional properties.

Property Price

Buyer Type

First-time buyer

You've never owned a property before

Additional property

You already own another property (buy-to-let, second home)

Important

This calculator provides an estimate only. Stamp Duty rules are complex and can change. Your solicitor will confirm the exact amount due when you purchase. For properties in Scotland or Wales, different taxes apply (LBTT and LTT). Always verify current rates on gov.uk.

Common Questions

When do I pay Stamp Duty?

Stamp Duty must be paid within 14 days of completing your property purchase. Your solicitor will usually handle this for you as part of the conveyancing process.

What is first-time buyer relief?

First-time buyers purchasing a property up to £625,000 pay no Stamp Duty on the first £425,000, and 5% on the portion between £425,001 and £625,000. If the property costs more than £625,000, standard rates apply to the whole purchase.

What's the additional property surcharge?

If you're buying an additional property (such as a buy-to-let or second home) and you already own another property, you'll pay an extra 5% on top of the standard rates. This applies to the entire purchase price.

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