Thinking of moving home?
Before you call an estate agent, let's work out your numbers.
Most people start by putting their house on the market — then get a nasty surprise when they realise they can't afford what they want. Let's do this the smart way.
Why start here? Estate agents' in-house advisors work for the seller, not you. I work 100% for you — and I won't charge you a penny for standard advice.
The Smart Way to Move Home
Most people do this backwards. Here's the order that actually works — and saves you from expensive surprises.
Work out the cost of moving
Before anything else, understand the true cost — estate agent fees, stamp duty, solicitors, and any early repayment charges.
Check your borrowing power
Find out what you could afford for your next home based on your equity and income.
Get your Agreement in Principle
A certificate from a lender showing what they'd be willing to lend you. Makes your offers stronger.
Go on the market
Now you can confidently list your property and start viewing homes in your price range.
Find your buyer & your new home
Work with estate agents knowing exactly what you can afford. No nasty surprises.
Apply for your mortgage
I'll handle the application, paperwork, and keep everything on track to completion.
The common mistake that costs people thousands
Many people list their property first, find a buyer, then discover they can't afford the home they want — or worse, they're stuck in a chain with no way out. By working out your numbers first, you avoid this trap entirely.
Work Out Your Numbers
Use these tools to get a rough idea of what moving would cost and what you could afford. For accurate figures, let's have a proper chat.
Your Current Property
Drag to adjust: £250,000
Your equity: £100,000
Not sure? I can check this for you — it's one of the first things we look at together.
Your Next Property
Drag to adjust: £300,000
Typical range is 1-1.5%. Online agents may be cheaper but offer less service.
"We had a great experience with Rob. He was very helpful, quick to respond and consistently professional. Rob supported us every step of the way and made the whole process much easier than we expected. We would highly recommend Lynton Mortgages for a stress-free service!"
Eddie Woodward
Port Your Mortgage or Get a New Deal?
One of the biggest decisions when moving. I'll crunch the numbers to show you which option saves you money.
Option 1: Porting
Taking your existing mortgage deal with you to the new property.
- Keeps your current interest rate
- Avoids Early Repayment Charges
- Good if rates have risen since you fixed
Best for: People on a good fixed rate who don't need to borrow much more
Option 2: New Deal
Paying off your current mortgage and starting fresh with a new lender.
- Access to potentially better rates
- Might allow you to borrow more
- Good if your current lender won't lend enough
Best for: People who need to borrow significantly more or are on a poor rate
Common Questions About Moving Home
Want More Detail?
Click each step to see exactly what happens at each stage of your move
Moving Home in Alsager & South Cheshire
I live and work in Alsager, so I understand the local property market. Whether you're upsizing to a family home in Sandbach, downsizing in Crewe, or staying local, I can help you navigate the move with confidence.
- I know the local estate agents and solicitors
- I understand local property values and trends
- Face-to-face meetings available in Alsager
Rob
Your local mortgage advisor
Ready to Work Out Your Numbers?
Let's have a quick, no-pressure chat. I'll tell you exactly what you could afford, what it would cost to move, and whether your plans make financial sense — all before you speak to a single estate agent.
Free, no-obligation advice. Your home may be repossessed if you do not keep up repayments on your mortgage.
