Why NHS Mortgages Are Different
High street banks often struggle to understand NHS payslips. They might ignore your overtime, shift allowances, or bank work, drastically reducing what they'll lend you.
Shift Allowances & Overtime
We work with lenders who treat your regular overtime and shift pay as sustainable income, potentially increasing your borrowing power.
Locum & Bank Work
Even if you're on a zero-hours contract or doing bank shifts, we can often use your last 12 months' history to prove your income.
Who We Help
- Nurses & Midwives
- Doctors (Junior & Consultants)
- Paramedics & Ambulance Staff
- NHS Admin & Support Staff
