Are there special mortgages for NHS staff?

Some lenders offer preferential rates or terms for NHS and healthcare workers. A mortgage broker can help you find lenders who value NHS employment and understand your pay structure.

Can I get a mortgage with NHS bank shifts?

Yes, some lenders will consider bank shift income alongside your regular NHS salary. Requirements vary by lender.

Specialist Support for NHS Staff

You Care for Us.
We Care for You.

Nurses, Doctors, Paramedics, and Support Staff. We understand your complex income structures, bank shifts, and locum work.

Why NHS Mortgages Are Different

High street banks often struggle to understand NHS payslips. They might ignore your overtime, shift allowances, or bank work, drastically reducing what they'll lend you.

Shift Allowances & Overtime

We work with lenders who treat your regular overtime and shift pay as sustainable income, potentially increasing your borrowing power.

Locum & Bank Work

Even if you're on a zero-hours contract or doing bank shifts, we can often use your last 12 months' history to prove your income.

Who We Help

Nurses & Midwives
Doctors (Junior & Consultants)
Paramedics & Ambulance Staff
NHS Admin & Support Staff

Success Story

"I was turned down by my own bank because they didn't understand my agency shifts. Rob found a lender who accepted 100% of my income."

Sarah J.

ICU Nurse, Stoke

See how much you can borrow

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You Care for Us. We Care for You.