For Business Owners & Contractors

Self-Employed?
We Get It.

Whether you're a Limited Company Director, Sole Trader, or Contractor, we know how to present your income to lenders to optimise your borrowing potential.

Don't Let Your Accounts Hold You Back

Standard lenders often look at your net profit or salary + dividends average over 2 years. But that might not reflect your true earnings today.

Latest Year's Figures

Has your profit jumped recently? We work with lenders who can use your most recent year's figures instead of a 2-year average.

Retained Profit

Limited Company Director? Some lenders will use your share of *net profit* plus salary, not just the dividends you drew out. This can significantly improve your borrowing options.

Who We Help

Limited Company Directors (1 year accounts accepted)
Sole Traders & Partnerships
IT Contractors (Day rate calculation)
CIS Workers

Director's Case Study

"My bank only offered me £150k based on my dividends. Rob used my retained profits and found a lender who offered £240k. Game changer."

Mike T.

Director, Digital Agency

See your true borrowing power

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Self-Employed? We Get It.