Get a Decision in Principle

Find out exactly how much you can borrow in less than 60 seconds. No credit checks, no paperwork.

Get a Rough Borrowing Estimate

For illustration only • Not a formal mortgage offer

Please note: This tool provides a rough estimate for illustration purposes only. It is not an Agreement in Principle (AIP) and cannot be used as proof of borrowing with estate agents or sellers.

What are you looking to do?

Why get a Decision in Principle?

Prove you're a serious buyer

Estate agents and sellers will take your offers more seriously if they know you have your finances in order.

Know your budget

Stop guessing. Know exactly what price range you should be looking at so you don't waste time on homes you can't afford.

No impact on your credit score

This tool uses a "soft check" approach to give you an estimate without leaving a footprint on your credit file.

A calmer next step

Talk it through with Rob

A short, informal conversation to help you understand your options. Most people use it to sense-check where they are.

Message Rob Call
Rob Davies, mortgage adviser