Buying a house?
Start here.
I've written these guides to walk you through every step of buying your first home — from working out your deposit to getting the keys. No jargon, no sales pitch. Just clear, honest advice.
Your Step-by-Step Buying Guides
Each guide covers a different stage of the buying process. Read them in order for the full picture, or jump to whichever stage you're at.
How Much Deposit Do I Need?
Everything you need to know about saving for a deposit — from 5% and 10% options to Lifetime ISAs, gifted deposits, and how much you really need to get started.
Can I Get a 100% Mortgage?
No deposit? It's not impossible. Learn about guarantor mortgages, family springboard schemes, and the latest no-deposit options available in the UK.
How to Deal with Estate Agents
Your guide to navigating estate agents as a first-time buyer. What to expect, what to ask, how to stand out, and the red flags to watch for.
Making an Offer on a House
How much should you offer? How do you negotiate? What about sealed bids? A practical guide to making your first offer with confidence.
After Your Offer Is Accepted
Your offer has been accepted — congratulations! Here's what happens next, from instructing a solicitor to the mortgage application and beyond.
Surveys and Valuations Explained
What's the difference between a mortgage valuation and a house survey? Which level do you need? What happens if problems are found?
Exchange and Completion Day
The final stretch. Understand what happens at exchange of contracts, what completion day looks like, and when you finally get the keys.
Essential Money Guides
Important topics that don't fit neatly into a single step, but you'll definitely need to understand.
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