News & Insights

Mortgage news,
plain and simple.

Market updates, practical advice, and honest answers to the questions people actually ask me. No jargon, no filler — just useful stuff for anyone buying, moving, or remortgaging in South Cheshire.

News
Last verified 24 June 20265 min read

Buying Your First Home in Congleton — What to Expect

A practical guide for first-time buyers in Congleton. Property prices, deposit requirements, borrowing capacity, and the steps from Decision in Principle to getting your keys.

Read article
News
Last verified 17 June 20265 min read

First-Time Buyer Mortgages in Crewe — A Practical Guide

A practical guide for first-time buyers in Crewe. Property prices, deposit requirements, borrowing capacity, and the steps from Decision in Principle to getting your keys.

Read article
News
Last verified 10 June 20265 min read

Buying Your First Home in Sandbach — What You Actually Need to Know

A practical guide for first-time buyers in Sandbach. Property prices, deposit requirements, how much you can borrow, and the steps from Decision in Principle to getting your keys.

Read article
News
Last verified 28 May 20264 min read

Mortgage Rates Are Falling in 2026 — What It Means for First-Time Buyers and Remortgagors in Alsager

Several lenders cut rates in 2026. Here's what it could mean if you're a first-time buyer or coming to the end of your first fixed rate deal in Alsager and surrounding areas.

Read article
Market Update
Last verified 4 May 202610 min read

Alsager Property Market Update: April 2026

The rate dropped below 5%, stock fell to its lowest point of the year, and a two-bedroom freehold detached came to market for £150,000. Here's what actually happened in the Alsager property market this month.

Read article
Market UpdateLatest
Last verified 31 March 20265 min read

Spring 2026 Mortgage Market Update for South Cheshire

What's happening with mortgage rates, house prices, and lending in Alsager, Crewe, and the surrounding areas this spring. A plain-English summary of what matters if you're buying or remortgaging.

Read article
Guide
Last verified 28 March 20264 min read

What Documents Do I Need for a Mortgage Application?

The complete checklist of everything you need to gather before applying for a mortgage. Covers employed, self-employed, and joint applications — so you're not scrambling at the last minute.

Read article
Advice
Last verified 25 March 20264 min read

Is It Worth Using a Fee-Free Mortgage Broker?

How does fee-free mortgage advice actually work? What's the catch? I explain how brokers get paid, what you should ask, and why fee-free doesn't mean second-rate.

Read article

First-time buyer?

My step-by-step guides walk you through every stage of buying your first home — from deposits to getting the keys.

Got a question?

If something in these articles has sparked a question about your own situation, I'm always happy to have a chat. No pressure, no obligation.

A calmer next step

Talk it through with Rob

A short, informal conversation to help you understand your options. Most people use it to sense-check where they are.

WhatsApp Call
Rob Davies, mortgage adviser